Rapid Application Loan (RAL)

Beginning Year 2005 we are pleased to announce RAL program. This is an added quick money return process that will enable you to get your money immediately. You will appreciate the ability to electronically file you tax return with no up-front, out-of-the-pocket expenses. When the IRS deposits the taxpayer's refund into the bank's account your fees are deducted and wired into your account the very next day

Under current tax laws, low income workers are eligible for the Earned Income Tax Credit (EITC), which can be claimed even on the simplified 1040EZ form. This extra money helps many families get repairs on their car or replace a broken-down appliance, which they couldn't afford otherwise. Others use it to catch up on overdue bills. 

e-File    

For the first time, corporations and tax-exempt organizations have the option of filing their annual income tax and information returns electronically. Corporations and tax-exempt entities can now significantly reduce the time it takes to file their Forms 1120 and 990 simply by filing them electronically. The new electronic filing system was developed and delivered through the IRS Business Systems Modernization program and began accepting returns. 

The new system provides corporations and tax-exempt organizations the option to transmit tax return data using a secure Internet connection in place of a modem. Taxpayers and tax professionals can prepare the returns using IRS-approved software developed by one of several software companies. The returns are then transmitted to IRS through a secure Internet site accessible only to registered users.

e-File allows you to file your IL-1040 electronically through a tax professional who participates in our Electronic Filing Program. It is available January 16 through October 15.

Are you  eligible to e-File?
You may use e-File if you have your return prepared by us or you prepare your own return and bring it us.

You may not use e-File if you

• are claiming any other subtractions on Line 9 other than
  • expenses for federally tax exempt investments,
  • interest on obligations of Illinois state and local governments,
  • contributions to the "Bright Start" program, or
  • state income tax refunds.
• want to file a prior year return.
• want to amend or correct a previously filed return.

How do you benefit?

• Faster Refunds - Refunds are received in about 1 week if you use direct deposit.
• Accurate - Calculations are done for you.
• Proof of filing - Accepted returns are acknowledged within 24 hours.
• Paperless - There is nothing to mail.
• Easy Pay - Pay the amount you owe using the Electronic Funds Withdrawal option or you can use the credit card option available through our Web site.

How does e-File work?

We are authorized tax professional to

• enter and transmit your data, and
• ask you to sign IRS e-file application form.